12. Freeze Your Credit

When scammers are on the hunt, such as in the midst of a pandemic, it’s a good time to be extra careful of fraudulent activity – and that could mean putting your credit on freeze.

Credit freezes are very easy to set up, easy to unfreeze when you need to and they are a smart way to protect unauthorized access to your credit report. Doing so will also help to prevent fraudsters from opening new accounts in your name, even if they have your personal information.